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Public Employees Credit Union

Why are Credit Unions Unique?

Your Credit Union is a co-operative

No one person or organization owns Public Employees Credit Union. It is owned and governed by its members.

Your Credit Union is not for profit

Earnings are returned to members in the form of lower rates on loans, higher returns on savings and better service.

Your Credit Union is volunteer driven

Involvement of volunteers is the cornerstone of the credit union philosophy. A variety of tasks are available to volunteers and volunteer committees include the Board of Directors, Supervisory Committee and Credit Committee.

Credit Unions are first in service

Credit union members are the most satisfied users of financial services, according to a nationwide survey.

Credit Unions are safe

Credit unions rank the lowest in financial difficulties among all financial institutions. The NCUA is the safest, soundest federal insurance find in existence.


Savings Accounts - Insured with no monthly service charge, our regular savings accounts pay a dividend on the average monthly balance. The dividend is paid quarterly and you will receive a quarterly statement.

Checking Accounts - Our unlimited check writing privilege and low service charges make checking accounts an attractive alternative to cash transactions. Dividends are paid quarterly and you will receive a monthly statement.

Medical Savings Accounts - A convenient way to save for health care expenses.

Certificates of Deposits (CD's) - Several certificates are available, starting with a 6-month term. Visit PECU for information on current rates.

Night Depository - Just outside the front door, the night depository is available to you after hours for all deposits and loan payments.

Loans - Collateralized and signature loans are available for many purposes. Visit PECU for more information on rates, terms and eligibility.

Visa Credit Card - Convenient with no annual fee and a low interest rate, this card can be used almost everywhere.

ATM Machine - Available 24 hours. Deposits, Withdrawals with no surcharge to PECU members with PECU ATM card.

Money Orders - Nominal fee, available to PECU members only.

Payroll Deductions - Available from many employers, this is a convenient way to save.

Direct Deposit - Available from many employers, direct deposit gives you faster availability of funds and saves you a trip to the credit union.

ETF's - Electronic Fund Transfers  available for monthly transactions to and from your account.

Telephone Teller - Available 24 hours, seven days a week access to your system.

Corporate Checks - First one free per day.

Stamps - Save time and purchase books of stamps at PECU.

Critter Club - For children from one to ten, Critter Club deposits earn Critter Bucks which can be used to purchase toys and games at PECU.

Costco Membership - You are eligible for Costco membership.

Silverwood Tickets - Great savings over gate admissions, these tickets must be purchased by PECU members.

Who Is Eligible To Join?

City, County, State and Federal employees, and employees of related entities.

Employees of Kootenai Medical Center and all other health care facilities and health related offices and clinics.

Employees of electronic component manufactures and/or fabricators.

Organizations of employees mentioned above.

Retirees from the above employment.

Widows and widowers of a member of this Credit Union.

Family members of current PECU members.

In order to join you must reside or work in Kootenai County, Idaho. Once you are a member, you can retain your membership even if you move or change jobs.

How do I join?

Visit Public Employees Credit Union at:

1410 Government Way
Coeur d'Alene, ID 83814


Call: (208) 667-7722 Phone
        (208) 667-8884 Fax
        (208) 664-6392 Telephone Teller

Hours of Operation Monday-Friday

Lobby: 9:30 am - 5:00 pm
Drive-Thru: 9:00 am - 5:30 pm